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Wealth Creation 2000 helps people from varying backgrounds build wealth or attain financial independence. Many people want to attain wealth; however, they do not know where to start. Wealth means different things to different people. What does wealth means to you?
For some people, wealth means having an abundance of money or material possessions. For others, wealth is having enough money to fund their desired lifestyles without having to work.
In our view, when a person no longer has to work for an employer to maintain their lifestyle, we consider that person financially independent or wealthy.
Start Your Journey
The Internet has revolutionized how we shop for products and services! More and more people are now shopping predominantly Online instead of at brick and mortar stores because of its convenience.
Wealth Creation 2000 has partnered with retailers who are willing to pay you to market and advertise their products and services.
Why Wealth Creation 2000?
What are the incentives in becoming a member of Wealth Creation 2000?
While our business model is the marketing of products and services, our primary goal is to help our members achieve financial independence. We accomplish this with our three-step wealth creation system:
- Starting a business
- Reducing expenses
- Minimizing debt
For a monthly fee of just $19.95...
- You get your own marketing website.
- Earn up to 50% in commissions (specific products/services) on purchases made on your website, including purchases made by you.
- Earn commissions on other people you bring into the business.
- Have a product or service of your own? We will add it to your website for an additional fee.
- Access to one of our financial coaches.
Contact us
PERSONAL FINANCE
The United States is the wealthiest country on the planet! However, many Americans struggle to make ends meet. According to Suze Orman, an American Financial Advisor, two in three Americans couldn’t cover a $400 emergency”. Americans who can afford to meet their monthly bills cannot afford to travel or partake in other things they desire.
Wealth Creation 2000 was created to help people from varying backgrounds to not only pay their bills on time, but to build wealth or attain financial independence. Many people want to attain wealth; however, they do not know where to start. Wealth means different things to different people. What does wealth means to you?
With our three-step wealth creation system, Wealth Creation 2000 helps their members increase their income, reduce expenses, and eliminate debt, which positioned them to invest. Click here to start your financial independence journey today!
Why is a Home-based Business a Great Investment?
Unlike non-home-based businesses and the Stock Market, home-based business owners have several advantages. The most obvious one is the office space in your home; since you are already paying a mortgage or leasing your home, you do not incur additional costs for this expense. Other home expenses such as utilities, internet service, mortgage interest, property taxes, home repairs, and other expenses are also deductible.
Home-based Business versus Non-home-based business and the Stock Market
Home-Base Business | Non-Home-Based Business | Stock Market |
Low startup costs | Capital intense - High startup costs to lease building, purchasing of equipment,
labor | Need investment dollars |
No additional costs to lease an office space | Must either lease or purchase office space | |
Can deduct the portion of your home office and all expenses associated with your office such as a portion of your: Utilities, mortgage interest or rent, property taxes, homeowners’ insurance, |
Let’s look at an example: Lisa, a single mom of one child, invested $500 in startup costs on a home-based business (website, marketing materials, etc.). Lisa’s in-home office space represents 10% of the total square feet of her home. After calculating her office space expenses and other operational expenses, Lisa’s total business expenses totaled $15,027. Remember, her actual expenses are $500, not $15,027. Lisa is merely converting some of her personal expenses into business expenses).
Based on her business expense amount of $15,027, Lisa not only reduced her tax liability to zero, she is owed a refund of $3,240 from the IRS. So, what is her return on her $500 investment? If you said 648%, you would be correct!
Had Lisa invested the $500 in the Stock Market at an ROI of 20%, her investment would have grown to $600. As long as Lisa stays in business, she will realize a 600% or more return on her investment year after year.
Lisa’s example shows that it is not a question of, if you should have a home-based business, the question should be how quickly should I start one? Wealth Creation 2000 was created to help people who desires to improve their personal finances do just that.
Do you or someone you know would like to increase your cash-flow, reduce your taxes, eliminate debt, and start investing? If yes, then have them contact your sponsor or visit https://wc2000.biz/ to start their journey to improving their finances.
Why it Pays to Have Good Credit!
Did you know that people with high credit scores pay less for everything than people with low or poor credit scores? Yes, it is true. As you know, your credit score is used as the principal determinant in your getting approved for various loans such as auto, mortgages, personal loans, and credit cards.
However, your credit scores go beyond loan approvals. They are also used by the following entities:
- Employers
- Insurance companies (auto & homeowners coverage)
- Landlords
- Cellphone companies
- Utilities (water, electric, etc.
A good or excellent credit score will allow you to save a lot of money over your lifetime. For instance, you could save $140,000 in interest on a $350,000 mortgage with a credit score of 760 or above compared with someone with a credit score of 620-639 for a 30-year fixed-rate loan in November 2023. Had you invested the $140K at an annual rate of investment of 6.5%, for 30 years, it would have grown to $926,000.
Ways to Build or Improve Your Credit Score
Building Credit
If you currently don’t have credit, there are two ways of building credit:
- Apply for a credit-builder loan. This type of loan deposits the money you borrow into a CD (certificate of deposit) or savings account that you can claim after you make 12 monthly payments.
- Apply for a secured credit card. A secured credit card gives you a credit line that is equal to the amount you deposit with the issuing bank.
Improving your Credit Score
There are several ways to boost your credit scores, below are a few primary ways:
- Paying your bills on time. Missed a payment and your score could drop 75-100 points.
- Use your credit card(s) regularly. However, make sure you know your credit limit and avoid using over 30% of your limit.
- While you may not be able to pay-off the account balance each month, be sure to pay-off the statement balance. This will ensure you do not pay any interest; thereby using the credit card for free.
- Never close credit card accounts, especially accounts with high credit limits as it will negatively impact your scores.
Since credit scores play such an integral role in our financial lives, it is vital that we keep track of our scores and understand how our actions impact the numbers.